admin

We now have a friends submissions tab

Book Review – The Wealthy Barber Returns

In The Wealthy Barber Returns, David takes on the newfound addiction to debt that society has embraced since he released his best-seller. A large part of the book is spent rightly reminding people how toxic debt can be to financial planning, as well as asking how much “stuff” people actually need. » Read More

How To Fill Out Scholarship Applications - My University Money

No matter how many times students are told that they would make great candidates for a certain handout of free money, the convenient excuse to avoid the application chore is to say, “I’m sure there are a ton of people out there more qualified than me.” The truth is that there probably ARE people out there more qualified than you, and they are probably saying exactly the same thing you are. See » Read More

Using a Student Loan To Invest – Smart or Unethical?

I recently came across an interesting thread on a forum concerning the usage of student loans. These people had basically invented a fairly brilliant, if somewhat ethically-grey strategy for maximizing returns when they used a student loan to invest. » Read More

Book Review – The Big Short

Lewis has the unique perspective of someone who seen his career begin in the heart of the financial madness we see today. He got his start at a big investment firm called Salomon Brothers, and seen the creation of such things as Mortgage Bonds, the derivatives of those same Mortgage Bonds, and other crazy financial products that have served to make Wall Street rich and leave the rest of the West » Read More

Talking To Professors – It’s Easier Than You Think

While you’re underway in your academic career you should keep an eye out for people who can help you along the way. Many students don’t take full advantage of all the school services and I’ll get into that more in another article, but for now I’ll just talk about the one resource that is right in front of you. » Read More

5 Money Leaks That Are Draining Your Wallet

Most people waste money without even realizing it. Don’t let these common money leaks drain your budget dry. » Read More

What is an IPO?

Many people are wondering what, exactly, an IPO is. When you understand this, you have a better chance of figuring out whether or not getting in on an IPO is worth it to you. Here are the basics. » Read More

Great Canadian Rebates: Save Money Shopping Online

Recently I’ve discovered Great Canadian Rebates, which is a one stop source that was made for Canadians to save money shopping online. » Read More

Is mortgage interest tax deductible?

One of the ways that the government, since 1913, has encouraged home ownership is with the help of the mortgage interest tax deduction. This is an itemized deduction listed on Schedule A of your Form 1040. Find out what is eligible for this deduction. » Read More

How To Use A Podcast | Young And Thrifty

No I am not trying to sell you an eBook on how to make the perfect podcast and I’m not looking to rent you my god-like podcast consulting services at an “ungodly” rate. I don’t care if you make a podcast, what I want to talk about today is how to use a podcast from a listener’s point of view. » Read More

What is the Difference Between Alpha and Beta in Investment?

Explains the difference between Alpha and Beta; how they relate to investment risk, and their usefulness for evaluation and risk management. » Read More

Are Banks Really In It For You?

Learn from my mistakes and never assume the banks are in it for you. They aren’t, in fact they make a killing off you so don’t make it easy on them whenever they try to push a product on you. » Read More

The Anatomy of a Balance Transfer [Infographic]

One of the best ways to save money as you work to pay down debt is to use a balance transfer. A balance transfer can help you put more money toward your debt's principal, allowing you to pay less in interest. Here is how balance transfers typically work. » Read More

How To Financially Prepare For A New Baby

Possibly one of the largest financial mistakes that future parents make is to underestimate the cost of a baby. Here's what to expect. » Read More

Japanese and Korean Compact Cars Fire Up the ‘Chick Car’ Market

Regardless of your personal opinion on whether vehicles should be pigeon-holed as being predominantly suited for men or women, there are undeniable differences in the buyer characteristics for certain brands of cars, and there seem to be some models that are simply preferred by women. » Read More